Report: Energy and energy label
The energy report will become part of Placepoint Fusion. The report itself is not finished, but the underlying data is available today: the energy certificates from Enova, built year, technical building regulations, area and building type for every building in the country. This page goes through what the report answers, and where you find the answer now.
The report is coming, the data is here
The report gives one energy label per home for all the homes you select, whether a single address or a whole mortgage book. Where Enova has a valid energy certificate, the report shows it, with rating, heating rating and date of issue. Where the certificate is missing, the report calculates an estimate from what the registers know about the building: built year, which technical building regulations it was designed to, area, building type, heating and the climate where it stands. The estimate is marked as an estimate, with an uncertainty range, and it never sits in the same column as a certificate.
Until the report is ready, you do the reading yourself. The ESG tab in the Building panel has the certificate and the regulations building by building, the map layers Enova Energy Labelling and Building age show the same thing across a whole area, and Placepoint AI puts the document together from a single prompt. The estimate for buildings without a certificate comes with the report; it does not exist as a separate tab today.
See also: Assessing risk on placepoint.no.
Certificate or estimate
The distinction a lender has to draw before anything else: is the energy label observed or calculated? An energy certificate is issued under the energy labelling regulations (energimerkeforskriften), valid for ten years, and for most homes entered by the owner in Enova's self-service. It is a fact with a date and a certificate number, and it can be checked in the Enova register.
The certificate is mandatory on sale and letting, and only then. A home that has not changed owner since 2010 normally has no certificate, and a certificate from 2012 has expired. The result is that most small houses in the country have no valid energy label, while flats in apartment blocks, which change hands more often, are far better covered. A mortgage book of detached houses and a mortgage book of flats can therefore have the same energy profile and look completely different in a breakdown of registered ratings.
The estimate fills that gap. It builds on the same information that Enova's own simplified certificate for homes calculates from: built year and technical building regulations say which insulation level and which airtightness requirements were the minimum, use area and building type say how large the building envelope is per square metre of heated area, the heating source says what the energy is delivered as, and the climate zone says how many degree hours the building has to be heated through. The estimate is trained on Norwegian energy certificates and is checked against new certificates as they come in. The report states the accuracy for the portfolio it has been run on, not a general figure.
An estimate is not a certificate, and must not be reported as one. In a credit case or a taxonomy report the two sit in separate columns, and an estimate with a wide uncertainty range is an argument for ordering a certificate, not a replacement for it.
Who this is for
Banks that price green mortgages and document the energy profile of the mortgage book, insurers that assess building stock against coming energy requirements, managers and housing co-operatives that need to prioritise where upgrades give most per krone, and estate agents who want to know the energy label before the assignment is signed. What they have in common is that the question covers many homes at once, and that most of the homes have no certificate.
The underlying data is the same wherever in the country the property lies: 3.5 million matrikkelenheter and around 280 main map layers in 18 categories. See Placepoint in numbers for the full overview.
The checklist
| Theme | What to look for | Where in Placepoint |
|---|---|---|
| The energy label | Energy rating, heating rating, date of issue, whether the certificate is still valid | The ESG tab in the Building panel, Enova Energy Labelling, Energy certificates in Placepoint API |
| Buildings without a certificate | How many of the buildings lack a valid certificate, and which ones | The Enova sub-tab in the Building panel, the filter in Enova Energy Labelling |
| Built year and regulations | First year of registration, which TEK the building falls under | The TEK sub-tab in the Building panel, Building age |
| Area and building type | Use area, number of floors, detached house, semi-detached house, terraced house or block | The Overview tab in the Building panel, Apartment building |
| Heating | Which source the heat comes from, and how large a share is not oil, gas or electricity | The heating rating in the certificate, the ESG tab in the Building panel |
| Measures | Which steps the energy expert recommended, and what they deliver | The list of measures in the certificate at Enova |
| Portfolio level | Breakdown of ratings, share without a certificate, the buildings that pull it down | Company panel, Filter, Datasets, Projects |
The map layers are turned on from Map layers in the left-hand menu. See How to use map layers if you have not done it before.
The energy label
The question is the same as in Report: ESG and sustainability: does the building have a valid certificate, which rating does it have, and when does it expire? The energy report asks it for homes, and it asks it for the homes that have no answer in the register.
The ESG tab in the Building panel is the place to start. At the top you see how many certificates we have found for the building, with Turn on map layers to add the energy labels to the map. The Energy labels card shows the rating on the A to G scale together with the heating rating, and next to it stand the date of issue, building category, material and built year. The Enova sub-tab lists the certificates with rating, who the certificate belongs to, date of issue and category. A certificate older than ten years is no longer valid, and is marked as such.
If you need to read a whole area, Enova Energy Labelling is the map layer that does it. Every building with a certificate gets a symbol coloured by rating, and the filter narrows on Energy Rating and Heating Rating. What gets no symbol matters just as much: in a detached-house area that is often the majority of the houses. The layer is updated weekly, and the dataset is described under Enova Energy Labelling.
If you need the certificates in your own system, Energy certificates in Placepoint API gives you all the certificates for the buildings on a property in one call, with rating, heating colour, date of issue and expiry date.
The energy label is stored against the building, not against the individual use unit. A block with 40 flats and twelve certificates shows one rating in the panel, normally the most recently registered one. The report distributes the certificates across units where Enova has registered the use unit number, and says so where it cannot.
Built year, regulations and building envelope
The pair of built year and technical building regulations is the cheapest indicator of energy standard there is, and it exists for every building in Matrikkelen. The regulations tell you which insulation level, which airtightness requirements and which ventilation were the minimum when the building was designed. A detached house from 1972 and one from 2015 sit several ratings apart before anyone has measured anything, and that difference is what the estimate in the report builds on first.
The TEK sub-tab in the Building panel shows which regulations the building falls under, with level, type and the date of the framework permit the registration is based on. The Overview tab has use area, number of floors, number of use units and building type.
Building age colours each building footprint by first year of registration, and Apartment building separates detached house, semi-detached house, terraced house and block. Turn on both, and the upgrade candidates in a housing estate stand out without a single certificate: the oldest small houses with the largest external surface per square metre of heated area. The building geometry comes from FKB, the built year and the building type from Matrikkelen via Kartverket, and the layer is updated daily.
The built year in the register is the first year of registration, not the year of the last refurbishment. A detached house from 1965 with new windows, extra loft insulation and a heat pump is still listed as 1965, and the estimate will undervalue it. That is the most common reason why an estimate and a new certificate differ, and the report shows both when the certificate arrives.
Heating and energy source
The rating says how much energy the building needs. The heating rating says what the energy is delivered as, on a colour scale from red to green, where green means that a large share of the heat comes from something other than oil, gas and electricity: district heating, a heat pump or a biomass boiler. For a lender documenting a climate footprint, and for an owner phasing out fossil heating, it is the second rating that is the shopping list. A house can have rating C and a red heating rating at the same time.
Today you find the heating rating in the certificate, in the ESG tab in the Building panel and as a filter in Enova Energy Labelling. For buildings without a certificate, the report uses the heating source as it is registered in Matrikkelen, and sets the heating rating as an estimate in the same way as the energy rating.
The heating source in Matrikkelen is registered at the building application stage and is rarely updated. A house registered with an oil boiler in 1978 may have had a heat pump since 2015 without anyone reporting it. Where heating decides the case, the certificate or a site visit is what holds.
Measures and profitability
Every certificate from an energy adviser, and most self-registered ones, comes with a list of measures: extra loft insulation, replacing windows, balanced ventilation, changing the heat source. The list is recommendations without obligation, but it is the best single source on what can actually be done with a given building, because it is written for exactly that building.
The report ranks the measures per home by calculated saving in kWh per year, with estimated cost and the support rate from Enova deducted, so that the payback time can be compared across the portfolio. That is the figure a bank needs to tie a green loan to a specific measure, and the figure a housing co-operative needs to choose which blocks to take first. Today the list of measures sits in the individual certificate at Enova, without cost and without a support rate.
The saving is calculated against normalised consumption under standard conditions, not against the household's electricity bill. How the house is used often affects the bill more than the rating itself, so state the saving in kWh and rating steps, and leave the krone amount with the electricity price it was calculated with.
Portfolio level
The individual home is rarely the question. The question is how the mortgage book is distributed, how large a share lacks a certificate, and which buildings pull it down. The method is the same reading as above, run on all the homes at once.
If the portfolio is the company's own, start in the Company panel: the Properties tab lists what the company owns directly and through subsidiaries. If the portfolio is a list of addresses or matrikkel numbers, as a mortgage book usually is, you upload it as Datasets and get it as its own layer with your own columns next to the register data. Filter gives you the selection across the map, Tags mark the buildings you have assessed, and a project keeps the portfolio together between sessions.
The reading itself you do with the map layers: Enova Energy Labelling filtered on D to G shows the upgrade candidates among the buildings with a certificate, Building age shows which vintages dominate among those without. Report: Portfolio is the same portfolio with other key figures, and Monitoring tells you when a new certificate is registered on a home you follow.
Always state how many homes the breakdown is based on, and how many are estimated. A mortgage book where 70% of the homes lack a certificate gives a breakdown of registered ratings that says more about who has sold in the last ten years than about the building stock.
The report itself
The report is built as a breakdown with a list underneath, not as a description home by home. The summary comes first, with the breakdown of energy ratings, the share of certificates against estimates, and the homes that pull the portfolio down. Then come the homes one by one, with source and date per item of information.
| Part | Content |
|---|---|
| Summary | Breakdown of energy ratings, share with a valid certificate, share estimated, the homes below the chosen threshold |
| Energy label per home | Rating and heating rating, certificate or estimate, date of issue or uncertainty range |
| Calculated energy use | Delivered energy in kWh per m² and kWh per year, normalised to standard conditions |
| Building stock | Built year, technical building regulations, use area and building type, as a breakdown rather than a list |
| Measures | Recommended measures per home ranked by saving, with cost, Enova support and payback time |
| Owner and risk | Registered owner, last transaction and natural hazards from Report: Risk on the same property |
| Appendix | Source and date per item of information, the accuracy of the estimates in this portfolio, a link to the certificate where it exists |
| Not examined | Measured consumption, the actual electricity bill, condition, completed measures that have not been reported to Matrikkelen |
The last row always belongs. It is the scope limitation, and it says where the work with your own data begins. The appendix is the point of generating the report from the registers: every rating points back to the certificate or to the information the estimate was calculated from, with the date it was retrieved.
The same content is coming in Placepoint API and in Placepoint MCP, so that a bank can run the mortgage book through the model from its own system instead of exporting it.
Create the report today with Placepoint AI
Placepoint AI has access to the certificates, the built years, the regulations and the building types above, and writes the document from a single prompt. It cannot calculate the estimate for buildings without a certificate before the report is ready, but it can rank the buildings without a certificate by built year, regulations and building type, which is most of the job. A credit report for a bank built on the same sources is under Examples and tips. The prompt does not need to be longer than this:
Create an energy report for [matrikkel number, address or organisation number].
Include the energy certificate with energy rating, heating rating, date of issue
and validity for each building, and list the buildings without a valid certificate
separately with built year, technical building regulations, use area and building
type. Sort the buildings without a certificate by expected upgrade need. State the
source and date for every figure, and clearly separate what is in the certificate
from what is derived.
If the answer goes into your own template, ask for a table instead of a PDF, one row per building: building number, energy rating, heating rating, certificate date, valid until, built year, technical building regulations, use area, building type. If it concerns a mortgage book, upload it as Datasets first and ask for the breakdown before the list.
If you are in the map, the Agent does the short lookup without switching tools: "Which buildings on this property lack a valid energy certificate, and what is their built year?" gives the list as text with links. The map moves to where the case is.
Related surfaces
- Building panel - the ESG tab with the energy label, Enova and TEK, one building at a time.
- Property panel - energy class and certification status for the whole property.
- Map layers - energy labelling, building age and residential buildings across a whole area.
- Datasets - the mortgage book as its own layer, with your columns next to the register data.
- Energy certificates in Placepoint API - all the certificates for a property in one call.
- Manage and monitor a portfolio - the same reading on everything a company owns.
- Report: ESG and sustainability - the energy label together with certifications, taxonomy and climate risk for commercial buildings.
- Report: Portfolio - the same portfolio, other key figures.
- Report: Risk - the natural hazards on the same properties, with a map per finding.
Data sources
- Enova SF (energy certificates, heating rating, measures and support rates).
- Kartverket (Matrikkelen: built year, building type, use area, use units and heating source; FKB: building outlines).
- Norges vassdrags- og energidirektorat (NVE) (natural hazards in the Owner and risk part).
- Meteorologisk institutt (climate data per kommune for the estimate; no separate provider page).